Vietnamese Money Vocabulary — Words for Money & Markets
Money vocabulary earns its keep the moment you step into a Vietnamese market — counting, asking prices and bargaining are daily realities, and the right words make them enjoyable rather than stressful. This page gathers Vietnamese money words: tiền (money), giá (price), mua (to buy), chợ (market), each with its English meaning and a button to hear it. Two things for English speakers. First, Vietnamese uses the familiar Latin alphabet, so you can read it almost immediately — but pay close attention to the diacritics, which carry both vowel quality and tone and are part of the word, not optional. Second, Vietnamese is tonal: pitch distinguishes words that share the same letters, so mua with a different tone is something else entirely. Because tone can't be read off the page reliably, the 🔊 button is essential — press it for a native voice. Read the table to tie spelling, marks and meaning together, then head into the game below, where matching each word trains both your memory and your ear to the tones.
Key words explained
- money tiền He saved his money for a new bicycle.
- price giá cả The price of coffee has gone up again.
- cost chi phí The repairs cost more than we expected.
- budget ngân sách We set a strict budget for the trip.
- pension lương hưu She retired and now lives on her pension.
- dividend cổ tức The shares paid a small dividend this year.
- transaction giao dịch The bank recorded every transaction.
- stock cổ phiếu He bought stock in a young tech firm.
All 89 Vietnamese money words
| English | Pronunciation | Vietnamese | Listen |
|---|---|---|---|
| money | /ˈmʌni/ | tiền | |
| price | /praɪs/ | giá cả | |
| cost | /kɔːst/ | chi phí | |
| budget | /ˈbʌdʒɪt/ | ngân sách | |
| pension | /ˈpɛnʃən/ | lương hưu | |
| dividend | /ˈdɪvɪdɛnd/ | cổ tức | |
| transaction | /trænsˈækʃən/ | giao dịch | |
| stock | /stɑːk/ | cổ phiếu | |
| account | /əˈkaʊnt/ | tài khoản | |
| loan | /loʊn/ | khoản vay | |
| debt | /dɛt/ | nợ | |
| savings | /ˈseɪvɪŋz/ | tiết kiệm | |
| tax | /tæks/ | thuế | |
| interest | /ˈɪntrɪst/ | lãi suất | |
| commerce | /ˈkɑːmɜːrs/ | thương mại | |
| refund | /ˈriːfʌnd/ | hoàn tiền | |
| discount | /ˈdɪskaʊnt/ | giảm giá | |
| offer | /ˈɔːfər/ | ưu đãi | |
| bill | /bɪl/ | hóa đơn | |
| invoice | /ˈɪnvɔɪs/ | hóa đơn | |
| income | /ˈɪnkʌm/ | thu nhập | |
| expense | /ɪkˈspɛns/ | chi tiêu | |
| profit | /ˈprɑːfɪt/ | lợi nhuận | |
| loss | /lɔːs/ | tổn thất | |
| investment | /ɪnˈvɛstmənt/ | đầu tư | |
| insurance | /ɪnˈʃʊərəns/ | bảo hiểm | |
| currency | /ˈkɜːrənsi/ | tiền tệ | |
| exchange | /ɪksˈtʃeɪndʒ/ | trao đổi | |
| fee | /fiː/ | phí | |
| tip | /tɪp/ | tiền tip | |
| economy | /ɪˈkɑːnəmi/ | nền kinh tế | |
| export | /ˈɛkspɔːrt/ | xuất khẩu | |
| import | /ˈɪmpɔːrt/ | nhập khẩu | |
| supply | /səˈplaɪ/ | cung cấp | |
| inflation | /ɪnˈfleɪʃən/ | lạm phát | |
| recession | /rɪˈsɛʃən/ | suy thoái | |
| growth | /ɡroʊθ/ | tăng trưởng | |
| GDP | /ˌdʒiːdiːˈpiː/ | GDP | |
| equity | /ˈɛkwɪti/ | vốn chủ sở hữu | |
| bond | /bɑːnd/ | trái phiếu | |
| fund | /fʌnd/ | quỹ | |
| portfolio | /pɔːrtˈfoʊlioʊ/ | danh mục đầu tư | |
| asset | /ˈæsɛt/ | tài sản | |
| liability | /ˌlaɪəˈbɪlɪti/ | nợ phải trả | |
| wealth | /wɛlθ/ | tài sản | |
| poverty | /ˈpɑːvərti/ | nghèo đói | |
| wage | /weɪdʒ/ | tiền lương | |
| minimum wage | /ˈmɪnɪməm weɪdʒ/ | lương tối thiểu | |
| commission | /kəˈmɪʃən/ | hoa hồng | |
| subsidy | /ˈsʌbsɪdi/ | trợ cấp nhà nước | |
| grant | /ɡrænt/ | tài trợ | |
| charity | /ˈtʃærɪti/ | từ thiện | |
| commodity | /kəˈmɑːdɪti/ | hàng hóa | |
| tariff | /ˈtærɪf/ | thuế quan | |
| monopoly | /məˈnɑːpəli/ | độc quyền | |
| expenditure | /ɪkˈspɛndɪtʃər/ | chi tiêu | |
| surplus | /ˈsɜːrpləs/ | thặng dư | |
| deficit | /ˈdɛfɪsɪt/ | thâm hụt | |
| treasury | /ˈtrɛʒəri/ | kho bạc | |
| incentive | /ɪnˈsɛntɪv/ | khuyến khích | |
| payment | /ˈpeɪmənt/ | thanh toán | |
| transfer | /ˈtrænsfɜːr/ | chuyển khoản | |
| deposit | /dɪˈpɑːzɪt/ | tiền đặt cọc | |
| withdrawal | /wɪðˈdrɔːəl/ | rút tiền | |
| statement | /ˈsteɪtmənt/ | sao kê | |
| interest rate | /ˈɪntrɪst reɪt/ | lãi suất | |
| remortgage | /ˌriːˈmɔːrɡɪdʒ/ | tái thế chấp | |
| debit card | /ˈdɛbɪt kɑːrd/ | thẻ ghi nợ | |
| PIN | /pɪn/ | mã PIN | |
| fraud | /frɔːd/ | gian lận | |
| scam | /skæm/ | lừa đảo | |
| fine | /faɪn/ | tiền phạt | |
| penalty | /ˈpɛnəlti/ | tiền phạt | |
| auction | /ˈɔːkʃən/ | đấu giá | |
| bid | /bɪd/ | giá thầu | |
| estimate | /ˈɛstɪmɪt/ | ước tính | |
| quote | /kwoʊt/ | báo giá | |
| price tag | /ˈpraɪs tæɡ/ | nhãn giá | |
| bargain | /ˈbɑːrɡɪn/ | hàng rẻ | |
| worth | /wɜːrθ/ | giá trị | |
| afford | /əˈfɔːrd/ | đủ tiền mua | |
| owe | /oʊ/ | nợ | |
| spend | /spɛnd/ | chi tiêu | |
| instalment | /ɪnˈstɔːlmənt/ | trả góp | |
| cashflow | /ˈkæʃfloʊ/ | dòng tiền | |
| overdraft | /ˈoʊvərdræft/ | thấu chi | |
| cheque | /tʃɛk/ | séc | |
| credit score | /ˈkrɛdɪt skɔːr/ | điểm tín dụng | |
| remittance | /rɪˈmɪtəns/ | kiều hối |
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